01:37 Oct 12, 2019 |
Chinese to English translations [PRO] Bus/Financial - Insurance / | |||||||
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| Selected response from: Nancy Liu China Local time: 12:06 | ||||||
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3 | 连续保单号和投保单号不一样 |
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连续保单号和投保单号不一样 Explanation: 连续投保来自短期医疗险。 一些网上投保的一年期甚至更短的保险产品,没有宽限期,只有连续投保的概念,比如,保险期限是一年,那么只保刚刚好的一年,超过一秒都是不赔付的!!! 但是对于健康且安全的消费者来说,又有一个连续投保的优惠政策,就是在规定时间内交完保费可以算连续投保,连续投保的最大好处就是免等待期! 免等待期就是在续完费后保单同时生效,马上就有保障,和新投保不同,新保一般都有30天到180天的等待时间,等待期内的疾病是不赔偿的! |
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