andelsprioritet / andelsprioriteret
English translation: current account mortgage
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| 11:35 Jun 13, 2012 |
| Danish to English translations [PRO] Bus/Financial - Accounting | |||||||
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|  Selected response from: Charles Ek United States Local time: 20:20 | ||||||
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| Summary of answers provided | ||||
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| 3 +1 | current account mortgage |
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| 2 +1 | Offset mortgage account |
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| 3 -1 | cooperative housaing mortgage loan |
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| Discussion entries: 5 | |
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Answers
1 hr confidence: 
peer agreement (net): -1
peer agreement (net): -1cooperative housaing mortgage loan Explanation: See "Lån til andelsboligen med FinansNetbanken. Vi har et af markedets billigste andelsboliglån, hvor du kun betaler rente af det beløb, du har trukket. AndelsPrioritet er et billigt lån En AndelsPrioritet er en kredit med pant i andelsboligen. Det vil sige, at løn med videre kan indgå på kontoen, og der kan tilknyttes betalingskort til kontoen. Der betales kun renter af det beløb, som er trukket på kontoen, så du kan med fordel indsætte, for eksempel, din opsparing og dermed betale renter af et mindre beløb. Lad din løn gå ind på kontoen og spar penge Benyt din AndelsPrioritet som lønkonto og få et gratis Visa/Dankort og muligheden for et MasterCard. Derudover får du rabat på oprettelsesgebyrerne til FinansNetbanken, når du opretter billån, andels- og boliglån." http://www.finansbanken.dk/produkter/laan/AndelsPrioritet/Pa... |
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7 hrs confidence: peer agreement (net): +1
peer agreement (net): +1Offset mortgage account Explanation: In the UK banking sector, a number of lenders offer 'offset mortgages'. In such instances, the customer holds a mortgage, and a savings and/or current account. The amounts in their savings and current account are offset against the mortgage, thus effectively reducing the loan amount, without making any formal payment towards the mortgage. The customer is then free to withdraw the money from their savings or current account and the loan amount then increases accordingly, but never more than the original agreed loan amount. Reference: http://www.thisismoney.co.uk/money/mortgageshome/article-158... |
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Notes to answerer
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8 hrs confidence: peer agreement (net): +1
peer agreement (net): +1| andelsprioritet lønkonto current account mortgage Explanation: Thanks to Richard's answer, I've found this at the link below, describing a form of an offset mortgage that closely matches the Danish scheme: "Some lenders have a single account for all transactions, this is often referred to as a current account mortgage." Although "current account mortgage" might seem to refer only to the loan itself, perhaps it can be worked into your context somehow? Reference: http://en.wikipedia.org/wiki/Flexible_mortgage |
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