excess insurance

08:55 Aug 17, 2016
This question was closed without grading. Reason: Other

English to Bulgarian translations [PRO]
Insurance / car rentals
English term or phrase: excess insurance
What is excess insurance?

Excess insurance works alongside your normal car insurance policy. It will cover the cost of your excess if you have to make a claim, up to a pre-agreed limit.

You can choose the upper limit the policy will pay out – it typically lies anywhere between £250 and £750. So if, for example, your total excess (compulsory plus voluntary) is £300, you can take out excess insurance up to this level.

Of course, the higher the amount of excess you want to cover, the higher your premiums will be.

Should you need to make a claim on your car insurance, you will pay your excess as normal but then claim it back through your excess car insurance provider. The downside is you will end up having to make two claims, rather than one. But, once you have successfully made your claims, the savings could be well worth the extra effort.
Teodora Gaydarova
United Kingdom
Local time: 18:04


Summary of answers provided
4 +1допълнително застраховане
Yavor Dimitrov
4 +1Застраховка, покриваща самоучастието
Petar Tsonev
5 -1застраховка за покриване на допълнителни разходи
Yonona Mitova


  

Answers


3 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
excess protection/insurance
допълнително застраховане


Explanation:
Срещал съм го като "допълнително застраховане".

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Note added at 3 hrs (2016-08-17 12:07:02 GMT)
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Ето това намирам в мрежата: "Excess Insurance - допълнително застраховане. Покритите, предназначено да надхвърли едно или повече първични покрития и
което не изплаща загуба преди размерите на загубите да надвишат
определена сума пари."

http://www.ins24-7.com/wp-content/uploads/2014/02/РЕЧНИК.pdf

Yavor Dimitrov
Bulgaria
Local time: 20:04
Native speaker of: Native in BulgarianBulgarian

Peer comments on this answer (and responses from the answerer)
agree  Dimitar Dimitrov: Пасва на контекста.
69 days
  -> Благодаря!
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4 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
excess protection/insurance
Застраховка, покриваща самоучастието


Explanation:
Excess в застрахователната сфера е самоучастие

Petar Tsonev
Bulgaria
Local time: 20:04
Native speaker of: Bulgarian

Peer comments on this answer (and responses from the answerer)
neutral  Dimitar Dimitrov: Не знам дали еxcess в застрахователната сфера е самоучастие - ама в случая такава трактовка въобще не пасва на контекста.
69 days

agree  Empty Whiskey Glass: Excess e точно самоучастие - при наемане на кола и при липса на пълна застраховка наемателят приема да покрива щети до определена сума (excess), а над тази сума застрахователят поема разходите. Excess insurance покрива точно тази сума.
924 days
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2 days 4 hrs   confidence: Answerer confidence 5/5 peer agreement (net): -1
застраховка за покриване на допълнителни разходи


Explanation:
excess - допълнителни разходи

Yonona Mitova
Bulgaria
Local time: 20:04
Native speaker of: Native in BulgarianBulgarian

Peer comments on this answer (and responses from the answerer)
disagree  Petar Tsonev: Excess не са допълнителни разходи. Това е така нареченото "самоучастие". Напр. при excess от 100 евро и заведена щета за 250 евро застрахователят изплаща щетата минус самоучастието, т.е. 250 - 100 = 150 евро
1 day 1 hr
  -> Вече няколко години превеждам точно в тази област и не е самоучастие, а именно покриване на допълнителни разходи.
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