self insured retentions

Chinese translation: 被保险人自己保留

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:self insured retentions
Chinese translation:被保险人自己保留
Entered by: David Lin

14:53 Apr 25, 2014
English to Chinese translations [PRO]
Law/Patents - Insurance
English term or phrase: self insured retentions
"excesses or self insured retentions that apply in relation to the insurances it is required to maintain."

All are terms used in insurance, could anyone suggest an appropriate translation in simplified Chinese?
TMK729
Hong Kong
Local time: 18:07
被保险人自己保留
Explanation:
A Self-Insured Retention, or S.I.R. as it is commonly known as, is the amount of risk that a company is prepared to retain for its own account. In other words it is the point at which the specific excess insurance applies and the risk passes from the self-insurer to a professional insurer.

= 被保险人自己保留

excess = e amount of expenses that must be paid out of pocket before an insurer will pay any expenses = 自付额

供参考。

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Note added at 1 hr (2014-04-25 15:54:46 GMT)
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相关保险词语链结
http://wiki.mbalib.com/wiki/免赔额
Selected response from:

David Lin
United Kingdom
Local time: 11:07
Grading comment
Thanks for the explanation
3 KudoZ points were awarded for this answer



Summary of answers provided
5 +1被保险人自己保留
David Lin


  

Answers


57 mins   confidence: Answerer confidence 5/5 peer agreement (net): +1
被保险人自己保留


Explanation:
A Self-Insured Retention, or S.I.R. as it is commonly known as, is the amount of risk that a company is prepared to retain for its own account. In other words it is the point at which the specific excess insurance applies and the risk passes from the self-insurer to a professional insurer.

= 被保险人自己保留

excess = e amount of expenses that must be paid out of pocket before an insurer will pay any expenses = 自付额

供参考。

--------------------------------------------------
Note added at 1 hr (2014-04-25 15:54:46 GMT)
--------------------------------------------------

相关保险词语链结
http://wiki.mbalib.com/wiki/免赔额

David Lin
United Kingdom
Local time: 11:07
Native speaker of: Chinese
PRO pts in category: 11
Grading comment
Thanks for the explanation

Peer comments on this answer (and responses from the answerer)
agree  Oceanwide: excess通常想当于“免赔额”,Self-Insured Retention则不妨称为“自负额”或“自担额”。
3 days 19 hrs
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