underwater mortgage

17:23 Mar 8, 2011
English to French translations [PRO]
Real Estate
English term or phrase: underwater mortgage
The number of underwater mortgages had fallen in the previous three quarters. But that was mostly because more homes had fallen into foreclosure.

When a mortgage is underwater, the homeowner often can't qualify for mortgage refinancing and has little recourse but to continue making payments in hopes the property eventually regains its value.
Henri-Axel Carlander
United States
Local time: 02:05


Summary of answers provided
5emprunt/crédit d'un montant supérieur à la valeur du logement
Jean Lachaud
3 +1also means "negative equity" donc peut-être "en situation de negative equity"
h f (X)
3hypothèque surendettée/en surendettement
AllegroTrans
3hypothèque "sous l'eau"
Joco
Summary of reference entries provided
underwater
GILLES MEUNIER

Discussion entries: 5





  

Answers


3 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
hypothèque surendettée/en surendettement


Explanation:
Maybe.....

AllegroTrans
United Kingdom
Local time: 07:05
Does not meet criteria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 52
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3 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
also means "negative equity" donc peut-être "en situation de negative equity"


Explanation:
peut-être une piste :
http://www.npr.org/templates/story/story.php?storyId=1294246...


--------------------------------------------------
Note added at 3 heures (2011-03-08 20:53:31 GMT)
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Je voulais mettre ce lien en réalité : http://www.immobilier-danger.com/Negative-equity-quand-le-pr...


    Reference: http://www.npr.org/templates/story/story.php?storyId=1294246...
h f (X)
France
Local time: 08:05
Meets criteria
Native speaker of: French

Peer comments on this answer (and responses from the answerer)
agree  AllegroTrans: yes, but we still need the current French term
1 min
  -> I posted the wrong url , this is the one : http://www.immobilier-danger.com/Negative-equity-quand-le-pr...
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6 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
hypothèque "sous l'eau"


Explanation:
Situation, fréquente au É-U en ces temps de crise immobilière, dans laquelle le propriétaire paie une dette
hypothécaire plus élevée que la valeur marchande de sa maison. Comme il s'agit déjà d'un terme "casual", je dirais carrément "sous l'eau", entre guillemets, pour rester dans le même registre.

http://lapresseaffaires.cyberpresse.ca/economie/immobilier/2...

Joco
Local time: 02:05
Meets criteria
Native speaker of: French
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18 hrs   confidence: Answerer confidence 5/5
emprunt/crédit d'un montant supérieur à la valeur du logement


Explanation:
mortgage = crédit immobilier.

Jean Lachaud
United States
Local time: 02:05
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Native speaker of: French
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Reference comments


16 mins peer agreement (net): +2
Reference: underwater

Reference information:
http://www.proz.com/kudoz/english_to_french/finance_general/...

GILLES MEUNIER
France
Meets criteria
Native speaker of: French
PRO pts in category: 104

Peer comments on this reference comment (and responses from the reference poster)
agree  kashew
20 mins
agree  Alain Mouchel
2 hrs
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