policy excess

08:04 Jan 26, 2013
This question was closed without grading. Reason: Other

English to Greek translations [PRO]
Insurance / car insurance
English term or phrase: policy excess
Your quotation is subject to a policy excess of $200 and the sum insured is $600.
daira
Greece
Local time: 04:38


Summary of answers provided
4 +1υπέρβαση ποσού κάλυψης ασφαλιστήριου συμβολαίου
Maya M Fourioti
5το αρχικό δηλωθέν ποσό υποχρέωση του ασφαλισμένου
transphy
4τo κατώτατο υποχρεωτικό όριο ασφάλισης,
traductricefr


Discussion entries: 1





  

Answers


1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
τo κατώτατο υποχρεωτικό όριο ασφάλισης,


Explanation:
.

traductricefr
Local time: 04:38
Native speaker of: Native in Greek (Ancient)Greek (Ancient), Native in FrenchFrench
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1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
υπέρβαση ποσού κάλυψης ασφαλιστήριου συμβολαίου


Explanation:
Είναι το συμπληρωματικό ποσό που πρέπει να καταβάλει ο ασφαλισμένος, σε περίπτωση ατυχήματος, όταν οι προκληθείσες ζημίες υπερβαίνουν το ποσό για το οποίο αποζημιώνεται από την εταιρεία του

Maya M Fourioti
Greece
Local time: 04:38
Native speaker of: Native in GreekGreek
PRO pts in category: 4

Peer comments on this answer (and responses from the answerer)
agree  Savvas SEIMANIDIS: Ακριβής μετάφραση και εξήγηση. Καλημέρα Μάγια και καλό Σαββατοκύριακο από το ηλιόλουστο Μονπελλιέ
40 mins
  -> Grand bonjour, du brouillard et de la pluie de Corinthe.Merci

agree  Nafsika Charalambidou
1 hr
  -> TA

disagree  transphy: Not true. As you state 'excess' is any amount over and above the sum insured. By this logic, if the damage is $1000 and the sum insured is $600, you are saying that the 'excess' would be $400?? Not really, Maya. The 'excess' is only $200.
3 days 14 hrs
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3 days 15 hrs   confidence: Answerer confidence 5/5
το αρχικό δηλωθέν ποσό υποχρέωση του ασφαλισμένου


Explanation:
In the example the excess is $200 and, say, the damage will cost $600.
The Insured MUST pay the 'excess' which is $200 and the Insurace Co. will pay $400. For ANY Claim THE EXCESS stated in the Policy must be paid first.
However, if the damage is $199, the Insurance pays nothing. It is within the 'excess' the Insured must pay FIRST. So, it is NOT worth lodging a claim.
In my personal case, my 'excess' with my car insurance is £250.
If the damage is, say, £2000, MY OBLIGATION is only £250.

transphy
Local time: 02:38
Native speaker of: Native in EnglishEnglish, Native in GreekGreek
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