credit scoring

Hindi translation: साख गणना

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:credit scoring
Hindi translation:साख गणना

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14:01 Feb 22, 2010
English to Hindi translations [PRO]
Bus/Financial - Finance (general)
Additional field(s): Real Estate
English term or phrase: credit scoring
Definition from Investopedia:
A statistical analysis performed by lenders and financial institutions to access a person's credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit.

Example sentence(s):
  • If you have an existing credit card, the issuer is likely to look at your credit score to decide whether to increase your credit line -- or charge you a higher interest rate, according to a credit scoring study by the Consumer Federation of America and the National Credit Reporting Association. Bankrate, Inc.
  • Credit scoring uses, where available, information from a bank's own records and may include data received from credit reference agencies. British Bankers' Association
  • Credit scoring has been used by some creditors, particularly credit card issuers, for many years as a tool in making credit decisions. Mortgage lenders, however, have only recently begun using credit scoring to decide whether to make a loan and at what price. Federal Trade Commission
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साख गणना
Definition:
किसी व्यक्ति की ऋण पात्रता जानने के लिए उधारदाताओं और वित्तीय संस्थाओं द्वारा किया जानेवाला सांख्यिकीय विश्लेषण
Selected response from:

C.M. Rawal
India
Grading comment
4 KudoZ points were awarded for this answer



Summary of translations provided
5 +3साख गणना
C.M. Rawal


  

Translations offered


3 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +3
साख गणना


Definition from own experience or research:
किसी व्यक्ति की ऋण पात्रता जानने के लिए उधारदाताओं और वित्तीय संस्थाओं द्वारा किया जानेवाला सांख्यिकीय विश्लेषण

Example sentence(s):
  • साख गणना जैसे व्या़पार ऋण में वैकल्पिक आंकड़ों के बढ़ते उपयोग से व्यष्टि-वित्त में वाणिज्यिक बैंकों का ब्याज बढ़ रहा है. - hi.wikipedia  

Explanation:
भारतीय रिज़र्व बैंक की बैंकिंग शब्दावली में इसके लिए साख गणना शब्द दिया गया है.
C.M. Rawal
India
Local time: 13:54
Native speaker of: Hindi
PRO pts in category: 43

Votes in favor of/against selecting this as the best translation of the term asked
Yes  Lalit Sati
21 hrs
  -> धन्यवाद, ललित जी!

Yes  amitabhmridul
1 day 11 hrs
  -> धन्यवाद,अमिताभ जी!

Yes  Amar Nath
1 day 23 hrs
  -> धन्यवाद,अमर नाथ जी!
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