l’activité de recouvrement amiable de dettes

English translation: the business of amicable recovery or collection of receivables

14:21 Dec 10, 2019
French to English translations [PRO]
Bus/Financial - Finance (general) / Belgium
French term or phrase: l’activité de recouvrement amiable de dettes
La loi fait une distinction entre le recouvrement amiable de dettes et l’activité de recouvrement amiable de dettes.
Shona Brennan
Ireland
Local time: 13:23
English translation:the business of amicable recovery or collection of receivables
Explanation:
Amicable recovery refers to all actions and techniques used by a creditor to recover a receivable from a debtor without resorting to legal proceedings. ... in order to collect the sum of money which the debtor owes them, without instigating legal proceedings

https://atradiuscollections.com/us/services/amicable-debt-co...

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Note added at 1 day 2 hrs (2019-12-11 17:17:41 GMT)
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Debt Collection in Ireland


Are you trying to recover a debt from a debtor in Ireland? Do you need the services of a debt collector based in Ireland? The trading culture and regulations in Ireland differ from those you are used to, which often makes debt collection in Ireland complicated. Our Irish solicitors have the means to make your debtor pay. From the moment you hand your debt recovery matter over to us, we will do our utmost to collect your money. We, a debt recovery law firm, have more than sixty years of knowledge and experience at our disposal to assist you with your commercial debt collection in Ireland.
Selected response from:

Francois Boye
United States
Local time: 09:23
Grading comment
3 KudoZ points were awarded for this answer



Summary of answers provided
4 +2the business of amicable recovery or collection of receivables
Francois Boye
4 +1outsourced, out-of-court debt collection
philgoddard
Summary of reference entries provided
Context
philgoddard

Discussion entries: 7





  

Answers


16 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
outsourced, out-of-court debt collection


Explanation:
As opposed to inhouse. See my reference entry. It means paying someone else to collect your debts.

philgoddard
United States
Specializes in field
Native speaker of: English
PRO pts in category: 249

Peer comments on this answer (and responses from the answerer)
agree  AllegroTrans: I think this has to be the distinction but I see nothing "amiable" if a debtor has to be taken to court or bankruptcy threatened in order to make them pay...
7 hrs

neutral  Francois Boye: inhouse =recovery; outsourced = collection; dans le recouvrement amiable de dettes impayées POUR COMPTE d’AUTRUI sans avoir contribué à la conclusion du contrat sous-jacent ; ou dans le recouvrement amiable de créances cédées contre rémunération.//
7 hrs
  -> Like I said, collection and recovery are synonyms.
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5 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +2
the business of amicable recovery or collection of receivables


Explanation:
Amicable recovery refers to all actions and techniques used by a creditor to recover a receivable from a debtor without resorting to legal proceedings. ... in order to collect the sum of money which the debtor owes them, without instigating legal proceedings

https://atradiuscollections.com/us/services/amicable-debt-co...

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Note added at 1 day 2 hrs (2019-12-11 17:17:41 GMT)
--------------------------------------------------

Debt Collection in Ireland


Are you trying to recover a debt from a debtor in Ireland? Do you need the services of a debt collector based in Ireland? The trading culture and regulations in Ireland differ from those you are used to, which often makes debt collection in Ireland complicated. Our Irish solicitors have the means to make your debtor pay. From the moment you hand your debt recovery matter over to us, we will do our utmost to collect your money. We, a debt recovery law firm, have more than sixty years of knowledge and experience at our disposal to assist you with your commercial debt collection in Ireland.

Francois Boye
United States
Local time: 09:23
Specializes in field
Native speaker of: Native in FrenchFrench
PRO pts in category: 305

Peer comments on this answer (and responses from the answerer)
neutral  AllegroTrans: So how do you make the distinction which appears in the source text? // Really? recovery and collection have different meanings?
4 hrs
  -> distinction between amicable recovery and amicable collection//Debt collection vs Debt recovery? 11:32 Dec 10 Where debt collection is by the creditor and debt recovery by a third party appointed by the creditor (helpfully called a debt collector...).

neutral  philgoddard: They both mean the same.
10 hrs
  -> Debt collection vs Debt recovery? 11:32 Dec 10 Where debt collection is by the creditor and debt recovery by a third party appointed by the creditor (helpfully called a debt collector...).

agree  Wolf Draeger: Just debt recovery as in 'The law distinguishes between debt collection and (third-party) debt recovery'—"amicable" risks being confusing.
1 day 46 mins
  -> Thanks!

agree  Eliza Hall: Yes, the distinction is between debt recovery itself and the BUSINESS OF debt recovery.
1 day 14 hrs
  -> Thanks!
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Reference comments


28 mins peer agreement (net): +2
Reference: Context

Reference information:
The distinction is explained in the following sentences, though I'm not sure I understand it. You may need to read the whole page to make sense of it.

La loi du 20 décembre 2002 établit une distinction entre le recouvrement amiable et l’activité de recouvrement amiable, selon la personne qui effectue le recouvrement.

Il est question d’une activité de recouvrement amiable si l’activité professionnelle, même exercée à titre accessoire, de toute personne physique ou morale consiste :

dans le recouvrement amiable de dettes impayées pour compte d’autrui sans avoir contribué à la conclusion du contrat sous-jacent ; ou dans le recouvrement amiable de créances cédées contre rémunération.
Il s'agit par exemple d' une agence de recouvrement, d'une association professionnelle ou d'une ASBL qui effectue du recouvrement pour ses membres, et depuis le 17 avril 2009 il s'agit aussi des avocats, des officiers ministériels et des huissiers de justice.
http://economie.fgov.be/fr/themes/services-financiers/endett...

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Note added at 33 mins (2019-12-10 14:54:57 GMT)
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I think I've got it. "Activité" means "professional", ie it's what they do for a living. But why "amiable"? If you're a professional debt collector, you issue threatening letters and court summonses, which is hardly amicable.

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Note added at 39 mins (2019-12-10 15:00:28 GMT)
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Perhaps "amiable" means "extrajudicial".

philgoddard
United States
Specializes in field
Native speaker of: English
PRO pts in category: 249

Peer comments on this reference comment (and responses from the reference poster)
neutral  writeaway: what happened to the discussion box entries? this reference was already posted there by someone else /no PhB posted it
0 min
  -> Me!// It was me. I think I should know...
agree  Ph_B (X): You're right - this should be posted in the reference section. No confidentiality issue here since it is publicly available on the internet.
6 mins
agree  Wolf Draeger: Yes, amiable as in "not ordered by a court/judge"; perhaps an odd distinction in the Anglosphere where the arm of the law isn't (yet) as long or heavy as in BEL/FRA...:-P
1 hr
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