Risikoauslastung(en)

English translation: risk utilization

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
German term or phrase:Risikoauslastung(en)
English translation:risk utilization
Entered by: Marc Svetov

18:31 Jan 16, 2021
German to English translations [PRO]
Bus/Financial - Finance (general) / Risk
German term or phrase: Risikoauslastung(en)
Im Rahmen von Stressanalysen einerseits, in denen eine Verschlechterung von Risikoparametern unterstellt wird, und der Einbeziehung von Planvorgaben andererseits, die der operativen Geschäftsplanung entnommen werden, werden mögliche Risikoauslastungen kalkuliert.
Diese Risikoauslastungen dienen als Indiz für den Vorstand, den Risikoappetit der xx-Bank festzulegen.
Marc Svetov
United States
Local time: 20:08
risk utilization // capacity utilization risk(s)
Explanation:
see also
https://tpguidelines.com/tag/capacity-utilization-risk/
Selected response from:

Barbara Schmidt, M.A. (X)
Germany
Local time: 02:08
Grading comment
Thanks!
4 KudoZ points were awarded for this answer



Summary of answers provided
5 +1utilisation of risk-bearing capacity
Daniel Arnold (X)
3 +1risk utilization // capacity utilization risk(s)
Barbara Schmidt, M.A. (X)
4 -1risk-exposure limit(s)
Adrian MM.
3the company's exposure levels to risk
Lisa Rosengard


  

Answers


15 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
risk utilization // capacity utilization risk(s)


Explanation:
see also
https://tpguidelines.com/tag/capacity-utilization-risk/

Barbara Schmidt, M.A. (X)
Germany
Local time: 02:08
Native speaker of: German
PRO pts in category: 4
Grading comment
Thanks!

Peer comments on this answer (and responses from the answerer)
agree  Décio Adams
1 hr
  -> Thank you, Decio!

agree  Z-Translations Translator: risk utilization
1 hr
  -> Thank you, Z!

agree  RobinB: Or "risk cover utilization"
3 hrs
  -> Thank you, Robin!

disagree  TechLawDC: Inappropriate in this context.
2 days 4 hrs

disagree  Daniel Arnold (X): not in this context
2 days 23 hrs
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1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -1
risk-exposure limit(s)


Explanation:
In insurance: risk loading factor(s).

werden mögliche Risikoauslastungen kalkuliert.... possible risk-exposure limits are calculated vs. costed.

Example sentence(s):
  • Structure A risk limit is defined via: the applicable Risk Metric (e.g. notional amount, value-at-risk etc) the limit value expressed in terms of the risk metric (e.g. 10 mln, 1% of total risk etc.)
  • Many exposure metrics can take on positive or negative values, so utilization may be defined as the absolute value of exposure.

    Reference: http://www.openriskmanual.org/wiki/Risk_Limit
    Reference: http://www.linguee.com/english-german/translation/risk+expos...
Adrian MM.
Austria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 44

Peer comments on this answer (and responses from the answerer)
disagree  Daniel Arnold (X): the risk limit (or risk exposure limit) is something different than the Risikoauslatung
2 days 22 hrs
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5 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
the company's exposure levels to risk


Explanation:
From a computer word search:
'In the framework of stress analysis on the one hand, in which a deterioration of risk parameters is assumed with the inclusion of plan specification, while, on the other hand, the possible risk utilization is calculated from operational business planning. Those risk exposure levels serve as indicators for the Board of Directors to determine or estimate the future risk appetite ( the future estimated level of risks ventured) in a business enterprise.'

Example sentence(s):
  • 'In Rahmen von Stressanalysen einerseits, in denen eine Verschlechterung von Risikoparametern unterstellt wird, und der die der operativen Gerschaftsplanung entnommen werden mögliche Risiko auslastungen kalkutiert..'
  • 'Diese Risikoauslastungen dienen die Indiz für den Vorstand, den Risiko appetit der die Bant festzulegen.'
Lisa Rosengard
United Kingdom
Local time: 01:08
Works in field
Native speaker of: English

Peer comments on this answer (and responses from the answerer)
agree  TechLawDC
1 day 22 hrs

disagree  Daniel Arnold (X): actually that's something different
2 days 18 hrs
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3 days 17 mins   confidence: Answerer confidence 5/5 peer agreement (net): +1
utilisation of risk-bearing capacity


Explanation:
see links and google, it's a fairly common term in finance, also look for "risk-bearing capacity utilisation".

https://www.bafin.de/SharedDocs/Veroeffentlichungen/EN/Runds...

https://www.actuaries.org.uk/system/files/documents/pdf/a2-a...

https://www.irmsa.org.za/blogpost/951512/165303/Exploring-th...


    https://www.aareal-bank.com/fileadmin/downloadlist/DAM_Content/IR/Finanzberichte/2018/180930_zb_en.pdf
    https://www.actuaries.org.uk/system/files/documents/pdf/a2-andrew-hitchcox.pdf
Daniel Arnold (X)
Australia
Local time: 02:08
Specializes in field
Native speaker of: Native in GermanGerman, Native in EnglishEnglish
PRO pts in category: 22

Peer comments on this answer (and responses from the answerer)
agree  Steve Robbie: Absolutely right. Worth noting that risk-bearing capacity is also known as "risk capacity", which is slightly less of a mouthful.
56 mins
  -> thank you :-)
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