Aflopend
English translation: Non-revolving
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| 04:25 Jan 26, 2016 |
| Indonesian to English translations [PRO] Law/Patents - Law: Contract(s) / Terms in Credit Agreement | |||||||
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|  Selected response from: Hipyan Nopri Indonesia Local time: 09:15 | ||||||
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| Summary of answers provided | ||||
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| 5 | Non-revolving |
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| 3 | Aflopend (declining credit limit) |
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Answers
10 mins confidence: 
Aflopend (declining credit limit) Explanation: Dutch-English wiktionary: aflopen (past singular liep af, past participle afgelopen) to walk down to incline to expire From Bank Mandiri's website: Sifat Kredit: Aflopend, yaitu limit kredit menurun sesuai dengan angsuran yang telah dilaksanakan IMO best to keep the term in Dutch but provide a gloss as above Reference: http://www.bankmandiri.co.id/article/100128018205.asp Reference: http://en.wiktionary.org/wiki/aflopen#Dutch |
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44 mins confidence:
Non-revolving Explanation: Kredit Modal Kerja Aflopend = Non-revolving Working Capital Loan -------------------------------------------------- Note added at 1 hr (2016-01-26 05:33:18 GMT) -------------------------------------------------- Berdasarkan ketiga rujukan di bawah ini, revolving loan = kredit berulang (bisa diperpanjang) non-revolving = kredit aflopend = kredit tak berulang (tak bisa diperpanjang); disebut juga kredit R/K (rekening/koran) Rujukan: Revolving credit is very similar to a credit card. The lending institution grants you a maximum credit limit, which you can use to make purchases at any time and (usually) on any goods. Many small business owners and corporations use revolving credit to finance capital expansion or as a safeguard in the event of cash flow problems. If you make regular, consistent payments on a revolving credit account, the lender may agree to increase your maximum credit limit – again, like a credit card. There is no set monthly payment with revolving credit accounts, but interest accrues and is capitalized like any other credit. When payments are made on the revolving credit account, those funds become available for borrowing again. The credit limit may be used repeatedly as long as you do not exceed the maximum. Non-revolving lines of credit have the same features as revolving credit. A credit limit is established, funds can be used for a variety of purposes, interest is charged normally and payments may be made at any time. There is one major exception: The pool of available credit does not replenish after payments are made. Once you pay down the line of credit, the account is closed and cannot be used again. http://www.investopedia.com/ask/answers/110614/what-are-diff... KUMK Investasi adalah kredit untuk pembiayaan investasi barang modal dengan tata cara penarikan dapat secara bertahap atau sekaligus di muka (aflopend), sesuai kebutuhan dan kesepakatan bank dengan debitur dengan sifat kredit non revolving. https://www.google.co.id/url?sa=t&rct=j&q=&esrc=s&source=web... Kredit Modal Kerja Umum Non R/K (Aflopend) Kredit modal kerja yang diberikan kepada debitur dan penarikannya tidak dapat dilakukan secara berulang-ulang (revolving). Dimana pengembaliannya dilakukan secara bertahap atau sekaligus atau pada akhir jangka waktu kredit. http://www.bankbjb.co.id/id/corporate-website/produk-dan-lay... -------------------------------------------------- Note added at 1 hr (2016-01-26 05:34:45 GMT) -------------------------------------------------- Ralat: 'disebut juga kredit R/K (rekening/koran)' seharusnya 'disebut juga kredit non-R/K (non-rekening/koran)' |
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