夫婦連生団信

English translation: joint life and disability insurance

03:10 Dec 10, 2019
Japanese to English translations [PRO]
Bus/Financial - Finance (general) / 生命保険
Japanese term or phrase: 夫婦連生団信
「夫婦連生団信(ふうふれんせいだんしん)」とは…
住宅ローンを夫婦が「連帯債務で借りるとき」に加入できる保険で、夫婦のどちらかが「死亡」または「高度障害」を負って働けなくなった場合、持分などに係わらず住宅ローンの残債が0円になる保険です。
https://staylinx.jp/contents/563

https://www.tohoku-rokin.or.jp/media/files/kariru/201811rens...
cinefil
Japan
Local time: 18:45
English translation:joint life and disability insurance
Explanation:
連生 = 連生保険 = joint life insurance
https://kotobank.jp/word/連生保険-152159
夫婦連生 = joint life insurance; first-to-die life insurance
https://www.nerdwallet.com/blog/insurance/life-insurance-for...
団信 = 団体信用生命保険 = life and (long-term) disability insurance
団体信用生命保険付き住宅ローン= mortgage protection life and disability insurance
https://www.insure.com/life-insurance/mortgage-insurance.htm...

Most joint life insurance and mortgage protection life insurance do not cover disability while virtually all 夫婦連生団信 policies cover disability.
Selected response from:

Reiko Ando
United States
Grading comment
Tank you!
3 KudoZ points were awarded for this answer



Summary of answers provided
3 +1joint life and disability insurance
Reiko Ando
3Joint mortgage protection insurance
casey


  

Answers


38 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
Joint mortgage protection insurance


Explanation:
https://www.irmi.com/term/insurance-definitions/joint-mortga...

https://smartasset.com/life-insurance/mortgage-protection-li...

casey
United States
Local time: 05:45
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 40
Login to enter a peer comment (or grade)

4 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
joint life and disability insurance


Explanation:
連生 = 連生保険 = joint life insurance
https://kotobank.jp/word/連生保険-152159
夫婦連生 = joint life insurance; first-to-die life insurance
https://www.nerdwallet.com/blog/insurance/life-insurance-for...
団信 = 団体信用生命保険 = life and (long-term) disability insurance
団体信用生命保険付き住宅ローン= mortgage protection life and disability insurance
https://www.insure.com/life-insurance/mortgage-insurance.htm...

Most joint life insurance and mortgage protection life insurance do not cover disability while virtually all 夫婦連生団信 policies cover disability.

Reiko Ando
United States
Specializes in field
Native speaker of: Native in JapaneseJapanese
PRO pts in category: 15
Grading comment
Tank you!

Peer comments on this answer (and responses from the answerer)
agree  casey: I missed the part about disability
2 hrs
  -> Thank you!
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