GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW) | ||||||
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19:39 Oct 14, 2020 |
Portuguese to English translations [PRO] Bus/Financial - Insurance / Apólice | |||||||
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| Selected response from: Mark Robertson Local time: 01:25 | ||||||
Grading comment
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Summary of answers provided | ||||
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4 +1 | Contestability |
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4 +1 | Objection |
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4 | Defense or answer |
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3 | challenge |
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2 | Type of Voidable-Period Insurance Policy |
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Discussion entries: 1 | |
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Defense or answer Explanation: Answer or defense |
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challenge Explanation: https://www.merriam-webster.com/dictionary/challenge to dispute especially as being unjust, invalid, or outmoded : IMPUGN |
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Bra.> Tipo Contestação Apólice Type of Voidable-Period Insurance Policy Explanation: Não contestação a partir de: 05/06/2019 > no avoidance of the policy (so the underlying contract of insurance) for non-disclosure etc. and starting 05/06/2019, so two years after inception of the insurance term. Contestação : Conformidade de testemunhos entry no. 5 / Aurelio Example sentence(s):
Reference: http://iate.europa.eu/search/standard/result/1602710424833/1 Reference: http://www.irmi.com/term/insurance-definitions/voidable |
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Contestability Explanation: The context is insurance not legal proceedings. The term contestability is specific to life insurance and means that the insurer can contest/cancel the policy and cover issued on the grounds of misrepresentation by the insured. "The standard contestability period under Ontario law is 2 years. This means that once the policy is in force for a period of greater than 2 years, it can only be cancelled or voided in the event of a fraudulent misrepresentation. If the death occurs within the first 2 years, a simple error in answering the questions on the application for the life insurance can result in the claim being denied and the policy being rescinded. It is important to have the specific facts in every case reviewed by an experienced lawyer in life insurance claims to determine whether a claim denial has been properly made by the insurance company." https://www.sharelawyers.com/what-is-a-contestability-period... So in the case in question the policy is non-contestable as from 05/06/2019. |
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Objection Explanation: Caros, essa contestação, provavelmente, está relacionada ao período em que a seguradora pode (ou não) alegar doença ou lesão preexistente para contestar o pagamento de benefício. Portanto, não está claro que se trata de uma resposta a uma Petição Inicial, que também seria conhecida como "Contestação" ("Answer"). |
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