Glossary entry (derived from question below)
Spanish term or phrase:
en préstamo o a interés
English translation:
as a loan with or without interest
Added to glossary by
AltoSignificado
Jun 27, 2019 17:22
4 yrs ago
33 viewers *
Spanish term
Literal is for the unimaginative
Native in: Spanish (Variant: Mexican) 
Works in: Spanish to English, English to Spanish
en préstamo o a interés
Spanish to English
Bus/Financial
Finance (general)
Objeto social de una empresa
¿A qué se refiere "a interés" y cómo podría traducirlo al inglés? Se trata del acta constitutiva de una empresa, y el término se encuentra específicamente en la sección que describe el objeto social de esta.
Comprar, vender, adquirir, enajenar o gravar a cualquier titulo de toda clase de bienes muebles o inmuebles, dar en prenda los primeros o hipotecar los segundos, tomar o dar dinero en préstamo o a interés, girar, endosar, adquirir, aceptar, cobrar, protestar, pagar o cancelar títulos valores o cualquier efecto de comercio y aceptarlos en pago.
Comprar, vender, adquirir, enajenar o gravar a cualquier titulo de toda clase de bienes muebles o inmuebles, dar en prenda los primeros o hipotecar los segundos, tomar o dar dinero en préstamo o a interés, girar, endosar, adquirir, aceptar, cobrar, protestar, pagar o cancelar títulos valores o cualquier efecto de comercio y aceptarlos en pago.
Proposed translations
5 hrs
Selected
as a loan with or without interest
A loan - or préstamo - doesn't necessarily imply have to interest, far from it. But here they can do it either way - with or without, as they want.
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Note added at 5 hrs (2019-06-27 23:15:14 GMT)
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"¿Existen los préstamos sin intereses?
https://www.rankia.com/...y.../4022912-existen-prestamos-int...
26 Sep 2018 - A continuación comentaremos las modalidades de préstamos que sí permiten solicitar un préstamo sin intereses. "
"El banco mundial (página 2) - Monografias.com
https://www.monografias.com/trabajos75/.../banco-mundial2.sh...
... el Banco concede préstamos sin intereses a los países en desarrollo más pobres que, en muchos casos, no encuentran otras... "
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Note added at 21 hrs (2019-06-28 14:28:52 GMT)
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Legal definition of préstamo (legal, not financial)
Préstamo
Derecho Civil
De conformidad con el artículo 1.740 C.C. podemos definir el contrato de préstamo como: «aquel por el cual una de las partes entrega a la otra o alguna cosa no fungible para que use de ella por cierto tiempo y se la devuelva, en cuyo caso se llama comodato, o dinero u otra cosa fungible con condición de devolver otra, tanto de la misma especie y calidad, gratuitamente o con pacto de pagar interés, en cuyo caso se llama préstamo simple o mutuo.
That is "gratuitamente o con pacto de pagar interés" - a préstamo/loan is given freely or with an interest agreement.
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Note added at 21 hrs (2019-06-28 14:29:41 GMT)
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http://www.enciclopedia-juridica.biz14.com/d/prestamo/presta...
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Note added at 5 hrs (2019-06-27 23:15:14 GMT)
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"¿Existen los préstamos sin intereses?
https://www.rankia.com/...y.../4022912-existen-prestamos-int...
26 Sep 2018 - A continuación comentaremos las modalidades de préstamos que sí permiten solicitar un préstamo sin intereses. "
"El banco mundial (página 2) - Monografias.com
https://www.monografias.com/trabajos75/.../banco-mundial2.sh...
... el Banco concede préstamos sin intereses a los países en desarrollo más pobres que, en muchos casos, no encuentran otras... "
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Note added at 21 hrs (2019-06-28 14:28:52 GMT)
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Legal definition of préstamo (legal, not financial)
Préstamo
Derecho Civil
De conformidad con el artículo 1.740 C.C. podemos definir el contrato de préstamo como: «aquel por el cual una de las partes entrega a la otra o alguna cosa no fungible para que use de ella por cierto tiempo y se la devuelva, en cuyo caso se llama comodato, o dinero u otra cosa fungible con condición de devolver otra, tanto de la misma especie y calidad, gratuitamente o con pacto de pagar interés, en cuyo caso se llama préstamo simple o mutuo.
That is "gratuitamente o con pacto de pagar interés" - a préstamo/loan is given freely or with an interest agreement.
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Note added at 21 hrs (2019-06-28 14:29:41 GMT)
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http://www.enciclopedia-juridica.biz14.com/d/prestamo/presta...
Peer comment(s):
| disagree |
Francois Boye
: without interest is not the English for 'a interes'//The word 'loan' is ambiguous due to its financial implications. Why can you say lending or borrowing MONEY?
5 hrs
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I didn't say it was. 'A interés' is 'with interest'. 'Préstamo' on its own is 'without interest'. As I said 'préstamo' on its own doesn't necessarily imply - why should it? interest
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| agree |
Adrian MM.
: correct: just the answer I was going to give. Sharia law - that we 'Brits' are up in arms over - disallows the payment of interest. eng.proz.com/kudoz/spanish-to-english/law-contracts/5396624-para-tomar-y-dar-dinero-a-intereses.html
1 day 12 hrs
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Thanks Adrian. Maybe Sharia law is not so bad after all!
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2 KudoZ points awarded for this answer.
Comment: "Pensé lo mismo, pero no estaba segura. Gracias por confirmarlo :)"
+3
45 mins
Wilsonn Perez Reyes
El Salvador
El Salvador
Native in Spanish
Works in field
El Salvador
BA in Translation & BA in Law
Native in: Spanish
Works in: English to Spanish, Spanish to English, French to Spanish, and 2 more.
Related KudoZ points
:
40
Spanish term (edited):
tomar o dar dinero en préstamo o a interés
borrow or lend money, or take or give money with interest
Se me ocurre esta opción literal
Peer comment(s):
| agree |
Reuben Wright
: I agree with "borrow or lend money with interest"... "take or give money" sounds a bit stilted in English.
30 mins
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| agree |
Francois Boye
1 day 20 hrs
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| agree |
Luis M. Sosa
4 days
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1 hr
Reuben Wright
Canada
Canada
Native in English
Canada
Always searching for meaning
Native in: English (Variants: Canadian, US, British)
Works in: French to English, Spanish to English, English to French, and 3 more.
Related KudoZ points
:
4
as a loan or with interest
"To accept or hand over money ***as a loan or with interest***" could work since it is a list dealing with types of transactions.
Reference:
http://www.uottawa.ca/ressources-financieres/...ca.../cash_receipts_and_deposits.vf_.docx
-2
1 hr
Francois Boye
United States
United States
Specializes in field
United States
An economic geek with social skills
Native in: French
Works in: English to French, French to English, Spanish to English, and 1 more.
Related KudoZ points
:
335
as a loan or a zero principal/interest-only loan
Zero Principal Mortgage
Also known as an "interest-only mortgage," a zero principal mortgage is a type of financing in which the borrower's regular payments cover only the interest charged on the loan, as opposed to both interest and principal. As a result, the borrower does not make any progress reducing the loan's principal balance – on paying off the overall debt – or on building equity in the mortgaged property.
Source: Investopedia
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Note added at 3 hrs (2019-06-27 20:58:55 GMT)
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https://en.wikipedia.org/wiki/Interest-only_loan
Also known as an "interest-only mortgage," a zero principal mortgage is a type of financing in which the borrower's regular payments cover only the interest charged on the loan, as opposed to both interest and principal. As a result, the borrower does not make any progress reducing the loan's principal balance – on paying off the overall debt – or on building equity in the mortgaged property.
Source: Investopedia
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Note added at 3 hrs (2019-06-27 20:58:55 GMT)
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https://en.wikipedia.org/wiki/Interest-only_loan
Peer comment(s):
| disagree |
Lester Tattersall
: This is just a guess, and I'm afraid it's a wrong guess. It's not talking here about "interest-only loans". The Spanish "prestamo a interés" is a 'loan with interest".
19 hrs
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any loan entails the repayment of the principal and interests. IF you borrow with interest, this means that your loan is an interest only loan.
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| disagree |
AllegroTrans
: it's about loans with OR without interest not interest-only loans
21 hrs
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a loan entails the repayent of the PRINCIPAL and INTEREST. There is no loan without interest.
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Discussion
https://www.creditkarma.com/personal-loans/i/what-is-a-loan-...
"Mi confusión es porque según yo todos los préstamos son con intereses"
Pues no es así, Ixchel.
La frase que citas, con variantes, sale mucho en traducciones de poderes y de constituciones de empresas, como ésta, de un banco de Colombia:
"....tomar o dar dinero en préstamos con o sin interés, dar en garantía o en administración sus bienes muebles o inmuebles, girar, endosar, adquirir, aceptar, cobrar, protestar, cancelar o pagar letras de cambio, cheques, pagarés, o cualesquiera otros títulos..."
http://bancosencolombia.blogspot.com/2011/05/grupo-aval.html
El quien paga solo los intereses de un préstamo no paga el principal del mismo.
https://en.wikipedia.org/wiki/Interest-only_loan