créditos

English translation: claims

10:57 Jul 25, 2019
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / contrato de cesión de créditos
Spanish term or phrase: créditos
Hola, no tengo claro si tengo que utilizar "credits", "claims" o "receivables" o son válidas todas.

Pongo algún ejemplo de frases del contrato:

"Don xxx, era titular de los siguientes créditos:
a ) De un crédito líquido, vencido y exigible frente a don xxx"

y de b) De un derecho de crédito frente a don xxx

"Que la sociedad xxx ., se halla interesada en la adquisición de los referidos créditos, y don xxx, se halla interesado en la cesión de los mismos"

Muchas gracias de antemano!
Estela Rámila
Spain
English translation:claims
Explanation:
claim = a demand or request for something considered one's due.

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Note added at 3 hrs (2019-07-25 14:21:03 GMT)
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\"Don xxx, era titular de los siguientes créditos/CLAIMS:
a ) De un crédito/CREDITt líquido, vencido y exigible frente a don xxx\"

y de b) De un derecho de crédito/CREDIT LAW frente a don xxx

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Note added at 3 hrs (2019-07-25 14:22:13 GMT)
--------------------------------------------------

ERRATUM: CREDIT instead of CREDTt

What is a credit law?

Credit allows consumers to finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution. ... These laws protect consumers and provide guidelines for the credit industry.
Selected response from:

Francois Boye
United States
Local time: 07:09
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +1claims
Francois Boye
4promissory notes
bigedsenior
3liabilities
Juan Arturo Blackmore Zerón


Discussion entries: 3





  

Answers


3 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
claims


Explanation:
claim = a demand or request for something considered one's due.

--------------------------------------------------
Note added at 3 hrs (2019-07-25 14:21:03 GMT)
--------------------------------------------------


\"Don xxx, era titular de los siguientes créditos/CLAIMS:
a ) De un crédito/CREDITt líquido, vencido y exigible frente a don xxx\"

y de b) De un derecho de crédito/CREDIT LAW frente a don xxx

--------------------------------------------------
Note added at 3 hrs (2019-07-25 14:22:13 GMT)
--------------------------------------------------

ERRATUM: CREDIT instead of CREDTt

What is a credit law?

Credit allows consumers to finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution. ... These laws protect consumers and provide guidelines for the credit industry.

Francois Boye
United States
Local time: 07:09
Specializes in field
Native speaker of: Native in FrenchFrench
PRO pts in category: 335

Peer comments on this answer (and responses from the answerer)
agree  Adrian MM.: frente a: against. The preposition ought to give the 'game' away - see Wordwatcher's answer eng.proz.com/kudoz/spanish-to-english/law-contracts/2988520-ostentar-credito-frente-a.html
1 day 5 hrs
  -> Thanks!
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6 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
promissory notes


Explanation:
Don xxx holds good promissary notes. Company zzz is willing to purchase them because of the good creidt behiind the notes..

The reason note holders sell their notes is to get immediate cash, always at a discount, because of present value being greater then future value due to inflation.

Note Definition - Investopedia
https://www.investopedia.com/terms/n/note.asp
› Investing › Bonds › Fixed Income Essentials
Jul 15, 2019 - A promissory note is written documentation of money loaned or owed from one party to another. The loan's terms, repayment schedule, interest rate, and payment information are included in the note. The borrower, or issuer, signs the note and gives it to the lender, or payee, as proof of the repayment agreement

bigedsenior
Local time: 04:09
Works in field
Native speaker of: English
PRO pts in category: 337
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12 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
liabilities


Explanation:
https://www.investopedia.com/terms/l/liability.asp

Juan Arturo Blackmore Zerón
Mexico
Local time: 06:09
Native speaker of: Spanish
PRO pts in category: 12
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