o de no afectar

English translation: or not to make a claim (under the aforementioned policy)

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:o de no afectar
English translation:or not to make a claim (under the aforementioned policy)
Entered by: Charles Davis

17:35 Jan 8, 2013
Spanish to English translations [PRO]
Law/Patents - Insurance
Spanish term or phrase: o de no afectar
Not quite sure what they mean here:

Sin perjuicio de lo anterior, EL COMODATARIO se compromete a tomar todas las medidas de seguridad para evitar que se presenten estas clases de situaciones y es conciente que (Company) tendrá la facultad de repetir en contra de él frente a cualquier situación que se presente o de no afectar la mencionada póliza.

Your suggestions are appreciated
Richard Hill
Mexico
Local time: 09:12
or not to make a claim (under the aforementioned policy)
Explanation:
I understand this to mean is that if the bailee fails to take adequate precautions to prevent damage to the property, the company, which is presumably the bailor of the property, has the right claim for the damage against the bailee, or not to make an insurance claim. In other words, although the damage caused by the bailee's negligence may be covered by the company's insurance policy, they will be within their rights not to make an insurance claim but to charge the bailee for the damage. It will be to their advantage not to make an insurance claim, because it would presumably increase their future premiums and they might lose some sort of no-claims bonus.

For this use of "afectar":

"Usted no debió afectar su póliza... Debió hacer que Transmetro le pagara con su póliza o en su defecto de su bolsillo para no afectar la póliza"
http://automovilescolombia.com/foros/threads/todo-sobre-segu...

"Cuando los montos de los daños son pequeños, algunas personas prefieren no afectar la póliza para mantener su descuento”, concluyó"
http://www.dinero.com/Imprimir.aspx?idItem=144092

I don't think you can use "affect" like this in English, though I may be wrong.

--------------------------------------------------
Note added at 51 mins (2013-01-08 18:26:48 GMT)
--------------------------------------------------

In line 2 above it should read "has the right to claim". So I read it as "tendrá la facultad de repetir [...] o de no afectar [...]": it will have the right to do either of these things.
Selected response from:

Charles Davis
Spain
Local time: 16:12
Grading comment
Thanks, Charles :)
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +2or not to make a claim (under the aforementioned policy)
Charles Davis
5or not to affect the aforementioned policy
Gema Pedreda
4or which shall affect/impact upon the aforementioned policy
AllegroTrans


Discussion entries: 1





  

Answers


6 mins   confidence: Answerer confidence 5/5
or not to affect the aforementioned policy


Explanation:
Me parece que es así...

Gema Pedreda
Spain
Local time: 16:12
Native speaker of: Native in GalicianGalician, Native in SpanishSpanish
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26 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
or which shall affect/impact upon the aforementioned policy


Explanation:
.

AllegroTrans
United Kingdom
Local time: 15:12
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 101
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49 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +2
or not to make a claim (under the aforementioned policy)


Explanation:
I understand this to mean is that if the bailee fails to take adequate precautions to prevent damage to the property, the company, which is presumably the bailor of the property, has the right claim for the damage against the bailee, or not to make an insurance claim. In other words, although the damage caused by the bailee's negligence may be covered by the company's insurance policy, they will be within their rights not to make an insurance claim but to charge the bailee for the damage. It will be to their advantage not to make an insurance claim, because it would presumably increase their future premiums and they might lose some sort of no-claims bonus.

For this use of "afectar":

"Usted no debió afectar su póliza... Debió hacer que Transmetro le pagara con su póliza o en su defecto de su bolsillo para no afectar la póliza"
http://automovilescolombia.com/foros/threads/todo-sobre-segu...

"Cuando los montos de los daños son pequeños, algunas personas prefieren no afectar la póliza para mantener su descuento”, concluyó"
http://www.dinero.com/Imprimir.aspx?idItem=144092

I don't think you can use "affect" like this in English, though I may be wrong.

--------------------------------------------------
Note added at 51 mins (2013-01-08 18:26:48 GMT)
--------------------------------------------------

In line 2 above it should read "has the right to claim". So I read it as "tendrá la facultad de repetir [...] o de no afectar [...]": it will have the right to do either of these things.

Charles Davis
Spain
Local time: 16:12
Native speaker of: English
PRO pts in category: 116
Grading comment
Thanks, Charles :)

Peer comments on this answer (and responses from the answerer)
agree  philgoddard: I would leave out "aforementioned". It adds nothing to the sentence.
6 hrs
  -> You may well be right, and in principle I support your "plain legal English" campaign! Thank, Phil

agree  Billh: Good one CD.
1 day 5 mins
  -> Thanks, Bill. Very glad you agree.
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