Agravios personales y/o publicitarios

English translation: Personal and/or advertising injuries

16:31 Feb 3, 2021
Spanish to English translations [PRO]
Bus/Financial - Insurance / Exclusions under insurance policy
Spanish term or phrase: Agravios personales y/o publicitarios
Además de las exclusiones especificadas en las Condiciones Generales y Particulares de la póliza, se conviene que las siguientes exclusiones también serán aplicables: (...)
Agravios personales y/o publicitarios.
Neil Forrest
Mexico
Local time: 15:03
English translation:Personal and/or advertising injuries
Explanation:
I would say

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Note added at 2 days 6 hrs (2021-02-05 23:03:06 GMT)
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Seems to be a "fixed" insurance industry term
Selected response from:

AllegroTrans
United Kingdom
Local time: 22:03
Grading comment
Thank you
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +5Personal and/or advertising injuries
AllegroTrans
4in case of bodily injury, property damage, personal injury, and/or advertising injury
Robert Copeland
3personal and/or publication grievances
Steven Huddleston
3slander and libel
patinba
2Acts of trespass to the person and/or of malicious falsehood & passing-off in advertising
Adrian MM.
3 -2personal or public grievances
Lisa Rosengard


Discussion entries: 1





  

Answers


1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5
personal and/or publication grievances


Explanation:
The complaint is related to something that was said about them or to something that was otherwise published.

Steven Huddleston
Mexico
Local time: 15:03
Works in field
Native speaker of: Native in EnglishEnglish, Native in SpanishSpanish
1 corroborated select project
in this pair and field What is ProZ.com Project History(SM)?
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1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
in case of bodily injury, property damage, personal injury, and/or advertising injury


Explanation:
Liability insurance covers the corporation staff and volunteers during official business or activities in the case of bodily injury, property damage, personal injury (includes sexual abuse, sexual molestation, sexual exploitation, or sexual injury), and advertising injury.

Advertising injury coverage is a component of commercial general liability insurance that protects the policyholder against claims of stolen ideas, invasion of privacy, libel, slander and copyright infringement related to advertising

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Note added at 1 hr (2021-02-03 18:21:16 GMT)
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Advertising injury means injury committed by a business in the course of advertising its products or services. The injury may be committed against an individual or another business. The injured party typically suffers a financial loss—for example, if your business publishes an ad that disparages another company, damaging its reputation. Your ad causes the injured party to lose customers. The injured party then sues your firm for compensatory damages to recoup the income it has lost.

Advertising injury involves acts (offenses) committed by a business in the course of advertising its goods, products, or services. The offenses cause injury to another party. Advertising injury is one of two types of injury covered by Coverage B. The other is personal injury. Personal injury means offenses committed by a business while performing activities other than advertising. Examples of personal injury are false arrest and malicious prosecution.

Until the mid-1990s, advertising injury and personal injury were insured under two separate coverages. These coverages have been combined. They are provided as a single coverage called Personal and Advertising Injury Liability.

Covered Offenses
A liability policy covers claims or suits that arise from offenses you commit while advertising your business. For a claim to be covered, it must result from an offense that falls within the definition of "personal and advertising injury." The definition includes seven types of offenses, four of which relate to advertising activities. These are listed below:

Libel, slander, or product disparagement
Violation of the right to privacy
Use of someone else's advertising idea in your advertisement
Infringement of copyright, trade dress, or slogan in your advertisement
For an advertising injury claim to be covered by your policy, the claimant must seek compensation for a type of offense cited above. If the claimant demands damages for some other type of offense, such as patent infringement, the claim will not be covered.

Robert Copeland
United States
Local time: 17:03
Works in field
Native speaker of: Native in EnglishEnglish, Native in SpanishSpanish
PRO pts in category: 45

Peer comments on this answer (and responses from the answerer)
neutral  AllegroTrans: I think you have overtranslated
20 hrs
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2 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
slander and libel


Explanation:
Wikipedia:
Defamation (also known as calumny, vilification, libel, slander, traducement or injury) is the oral or written communication of a false statement about another that unjustly harms their reputation and usually constitutes a tort or crime.[1] In several countries, including South Korea,[2] a true statement can also be considered defamation.

Under common law, to constitute defamation, a claim must generally be false and must have been made to someone other than the person defamed.[3] Some common law jurisdictions also distinguish between spoken defamation, called slander, and defamation in other media such as printed words or images, called libel.[4] In the United States, false light laws protect against statements which are not technically false but are misleading.[5]

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Note added at 2 hrs (2021-02-03 19:28:59 GMT)
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We are dealing with exclusions here.

An example from Allstate:

WHAT TYPE OF DEFAMATION IS NOT COVERED BY A PERSONAL UMBRELLA POLICY?
While an umbrella policy may help prevent you from paying out of pocket if you face a legal judgment for defamation, not every scenario is covered by a personal umbrella policy. Here are a few typical exclusions:

Your alleged libelous or slanderous statement is related to a business you own
...
You intentionally make a false comment or statement that defames someone else


patinba
Argentina
Local time: 18:03
Native speaker of: Native in EnglishEnglish
PRO pts in category: 186
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19 hrs   confidence: Answerer confidence 2/5Answerer confidence 2/5
Mex. Agravio/s personal/es y/o publicitario/s
Acts of trespass to the person and/or of malicious falsehood & passing-off in advertising


Explanation:
Slander is spoken and libel is written in the UK, though the divide may be broader than that in this question that I had been put off by Brazilian etc. Portuguese interference from 'agravios' that has cause me much 'injunctive-related grievance and aggro' in the past.

I don't recognise the 'Spanglish' term of Personal and Advertising Injury, whilst feel private and public nuisances doesn't capture the aspect of the tort of 'passing-off'.

Agravio: cause of action in amparo, West, so approx. 'judicially reviewable private and public torts'.

Re: the Chubb inusrance policy in the discussion entry:

Letters a) and b) cf. Trespass to the person that means a 'direct or an intentional interference with a person's body or liberty'.

c) oral or written publication of material in any insured’s advertisement which constitutes slander or libel or disparages goods, products or services;' cf. 'jactitation' or slander of title / 'malicious falsehood'.






Example sentence(s):
  • Mex. Ahora bien, dentro de estos principios constitucionales se pueden señalar esencialmente: a. Principio de instancia de parte agraviada. b. Principio de la existencia de agravio personal y directo de carácter jurídico.
  • Examples of passing off include use of someone else's trade name, trade mark or the "get up" of their product, and may include copying the underlying theme or idea of a well known advertising campaign.

    Reference: http://www.pa.gob.mx/publica/pa07ib.htm
    Reference: http://marketinglaw.osborneclarke.com/media-and-ip/passing-o...
Adrian MM.
Austria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 24

Peer comments on this answer (and responses from the answerer)
neutral  AllegroTrans: https://www.nextinsurance.com/blog/personal-advertising-inju...
3 hrs
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13 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +5
Personal and/or advertising injuries


Explanation:
I would say

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Note added at 2 days 6 hrs (2021-02-05 23:03:06 GMT)
--------------------------------------------------

Seems to be a "fixed" insurance industry term

AllegroTrans
United Kingdom
Local time: 22:03
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 101
Grading comment
Thank you

Peer comments on this answer (and responses from the answerer)
agree  patinba: It does include slander and libel, but I have discovered that this is the correct term .
5 hrs
  -> thanks

agree  ormiston: Wouldn't 'injury' as a collective singular sound better ?
20 hrs
  -> Yes, maybe

agree  Luis M. Sosa
21 hrs
  -> Thank you

agree  Damaris Parsekian
1 day 6 mins
  -> thanks DP

agree  Robert Carter: https://www.investopedia.com/terms/a/advertising-injury-cove...
2 days 1 hr
  -> thanks RC
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7 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): -2
personal or public grievances


Explanation:
Public is used as a general term which might also include publicity and promotions, or it could include advertising. Personal or public grievances are included as well as other particulars within the terms and conditions of a policy.

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Note added at 2 days 10 hrs (2021-02-06 03:14:19 GMT)
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I like the proper explanations and clarity provided in Robert's and Patinba's answers, in which there are losses or damages suffered by a business company as a result of malice from another or a competitor, compared with personal grievances, consequential losses or resulting damages which could also occur.

(Están buenas las explicaciones y la claridad de otros que señalan que hay pérdidas, perjuicios y daños padecidos de una empresa como resultado u consecuencia de la malicia de otros, sean un grupo competidor, comparados con los agravios personales, pérdidas resultantes, daños consecuentes o perjuicios personales que podrían producirse también.)

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Note added at 5 days (2021-02-09 12:08:44 GMT) Post-grading
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Vale, lo que es publicitario se trata de la publicidad y las promociones. Lo que es público es sólo público. La palabra tiene que explicar que se pone algo disponible al público.
(Publicity and advertising or promotions make an item available to the public.)

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Note added at 5 days (2021-02-09 12:11:08 GMT) Post-grading
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Los agravios personales o (publicitarios) públicos están incluídos también con otras particularidades dentro de las condiciones generales y el código principal.

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Note added at 26 days (2021-03-01 21:46:27 GMT) Post-grading
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https://www.deepl.com/translator
'agravios personales o publicitarios'
'personal or advertising grievances' (from a publicity campaign)

'Personal' relates to a particular person and is private.
https://www.thefreedictionary.com/personal
Advertising is the activity of attracting public attention to a product or a business, as by paid announcements in print, broadcast or electronic media.
https://www.thefreedictionary.com/advertising
'A grievance is an actual or supposed circumstance regarded as just cause for complaint.
A grievance is a complaint or a protestation based on such a circumstance.'
'A grievance is an indignation or resentment stemming from a perception of having been wronged.
A grievance is an act of inflicting harm, damage or hardship.
A grievance is the cause of hardship, damage or harm.'
https://www.thefreedictionary.com/grievance

(Lo que es personal se relaciona con una persona particular y es privado.
La publicidad es la actividad de atraer la atención pública a un producto o a una empresa, por anuncios pagados imprimidos, diseminados o por los medios electrónicos.
Lo que es publicitario tiene que ver con la publicidad, por ejemplo, un nuevo coche va con una campaña publicitaria.
Agravios son unas circunstancias actuales o supuestas que son considerados como causas de unas quejas, denuncias o reclamaciones.
Un agravio es una queja o una protesta (protestación) fundada en una dicha circunstancia.
Un agravio es una indicación de una percepción de resentimiento que viene de deshechos, maldades o fechorías.
Un agravio es un acto de infligir daños, desgracias o adversidades.
Un agravio es la causa de dificultades infligidas, desgracias o adversidades.


Example sentence(s):
  • Lo que es público describe generalmente lo que puede incluir la publicidad, las promociones, los anuncios. Los agravios personales o públicos están incluídos dentro de la póliza.
  • Otros particulares también están dentro de las mismas condiciones generales.
Lisa Rosengard
United Kingdom
Local time: 22:03
Native speaker of: English

Peer comments on this answer (and responses from the answerer)
disagree  insighted: Publicitario no es lo mismo que público, me parece a mí.
4 days

disagree  AllegroTrans: "Grievances" means nothing as a legal term, and you have clearly mistranslated "publicitarios"; yet again, your playing with a dictionary method of translating legal terms has failed, It doesn't work and you simply don't get it.
24 days
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