"Reinstatement of cover
The restoration of cover following its exhaustion as a result of a loss by payment of an additional (reinstatement) premium. Many reinsurances provide for one or more automatic reinstatement of covers."
http://www.lloyds.com/Common/Help/Glossary?Letter=R

"Automatic reinstatement (also known as maximum aggregate limit of indemnity)
Unless otherwise specified in the policy the Limit of Liability of a policy represents the maximum amount that can be paid in any one policy period.
Some policies, however, include a clause known as an Automatic Reinstatement clause (or Maximum Aggregate Limit of Indemnity) which allows the Limit of Liability to be ‘reinstated’ for new, unrelated Claims, should the original sum be depleted by a Claim or series of Claims that equals the Limit of Liability. Depending on the number of reinstatements provided by the policy this clause can provide indemnity for
multiple Claims during the policy period where the total of these Claims exceeds the policy Limit of Liability.
However, no one Claim payment by the insurer will exceed the policy Limit of Liability.
For example: If the insured purchases a policy with a $1,000,000 Limit of Indemnity, and the policy contains one Automatic Reinstatement the policy provides cover for Claims aggregating up to $2,000,000 during the policy period, subject to any one Claim being no greater than $1,000,000.
Note: Some professional indemnity insurance policies only provide this on an optional basis. Please check the quote or policy wording to ascertain whether the policy contains an Automatic Reinstatement or Maximum Aggregate Limit of Liability clause and the number of reinstatements or maximum amount provided. "
http://www.vero.com.au/.../vero-profin-professional-indemnit...


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Note added at 40 mins (2012-07-17 09:38:19 GMT)
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"Coverholders Professional Indemnity Scheme
Each application will be dealt with on a confidential basis by a dedicated team within Lockton. Certificates of insurance will be issued by Lockton.

Details of the Facility:

The primary facility can provide limits of up to US$4,500,000 (or local currency equivalent). We have secured excess layer capacity to US$18,000,000
Excess layers may be available for limits in excess of this amount
Security is 100% Lloyd’s of London
Coverage is provided for negligent act, negligent error or negligent omission in the provision of the Coverholders’ Professional Services. Professional Services are the activities detailed by the insured in their proposal form
Limits of Indemnity can be Any One Claim or In the Aggregate
Reinstatements are available"
http://www.lockton.com/Services-And-Solutions/Coverholders-P...

http://www.scor.com/images/stories/pdf/library/newsletter/li...

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Note added at 45 mins (2012-07-17 09:43:18 GMT)
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Action de redonner son effet à une police tombée en déchéance par suite du non-paiement des primes

Assurances (Généralités)

remise en vigueur de la police d'assurance

Pour reinstatement (Termium)

-

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Note added at 2 hrs (2012-07-17 11:00:10 GMT)
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Après épuisement du montant de la garantie par l’effet des sinistres réglés par l’assureur. Il est possible de reconstituer ce montant moyennant le paiement d’une cotisation spécifique.
http://www.auxiliaire.fr/lexique/
(merci eng>fr)