English to Russian Bus/Financial Economics

Grace Credits are a unique kind of mechanism that can get you better rates, benefits and unlock new tools and options.

*NEAR IN STRETCH* - Your annual fee is the only fee you’ll ever pay.
NEAR IN STRETCH – Earn “grace credits” for paying more than your minimum due payment.
NEAR IN STRETCH - Earn “grace credits” for paying promptly.
NEAR IN STRETCH - Earn “grace credits” for using your card more than 3 times a month or reaching a minimum monthly balance.
NEAR IN STRETCH - For any purchase, you can build your own extended payment plan to fit your needs.
NEAR IN STRETCH - Late fees charged in proportion to your tardiness.
NEAR IN STRETCH - If you are subject to a qualifying hardship or lose your job, your interest rate will be cut in half for up to a year.
NEAR IN STRETCH - Instant access to a higher line of credit via SMS or your online account available for when a qualifying hardship occurs.
NEAR IN STRETCH - Ability to sort and classify different types of purchases into your own categories and determine how you would like to pay each.
NEAR IN STRETCH - Group a number of your purchases together (for example, your vacation purchases, Christmas gifts, or back to school shopping).
NEAR IN STRETCH - Access to a higher line of credit for one month a year.

NEAR IN STRETCH - Earn a quarterly bonus as a reward for making on-time payments.