English term (edited): fronting

Fronting will generally only be considered for approval if required to facilitate the placing of client's insurance needs. 代出单一般只在需要对客户保险需求作出安排时才考虑同意批准。
Fronting (i.e. risks where 1. more than 95% of the risk placed with the Manufacturer is ceded elsewhere by way of facultative reinsurance or 2. where there is no control over policy underwriting and performance; or 3. where the lack of underwriting knowledge or experience in that risk mean that the risk would not have been written if it were not for the existence of the reinsurance, unless this represents less than 10% of the total premium for a client/programme placed with the Manufacturer. 代出单 Fronting（即在以下情况中的风险：1. 通过临时再保险将存在于生产商的 95% 以上的风险转嫁到别处；或 2. 对保单核保和履行情况没有进行控制；或 3. 对该风险缺乏核保知识或经验，这意味着如果没有再保险就不会承保该风险，除非这低于通过生产商认定的客户/计划总保费的 10%）。
Fronting (i.e. risks where less than 5% of the underlying risk is retained, excluding treaty reinsurance, coinsurance and obligatory facultative reinsurance, or where there is no control over policy underwriting and performance; or where the lack of underwriting knowledge or experience in that risk mean that the risk would not have been written if it were not for the existence of the reinsurance) unless this represents less than 10% of the total premium for a client/programme. 代出单Fronting（即保留基础风险5%以下的风险，不包括合约再保险、共同保险和强制特许再保险(obligatory facultative reinsurance)、或保单的承保和履行没有控制的情况；或对该风险手段缺乏核保知识或经验，如果不是因为有再保险就不会承保的风险），除非这低于客户/计划总保费的10%。