This question was closed without grading. Reason: Other
Sep 10, 2019 10:16
4 yrs ago
1 viewer *
Greek term
καταγγελμένα δάνεια/ σε βαθιά καθυστέρηση
Greek to English
Bus/Financial
Finance (general)
Το προς πώληση χαρτοφυλάκιο περιλαμβάνει 7.300 καταγγελμένα (σ.σ. το 83% του συνόλου) ή σε βαθιά καθυστέρηση δάνεια 1500 μικρομεσαίων ως πολύ μικρών επιχειρήσεων.
Ολόκληρο το άρθρο:
https://www.euro2day.gr/news/enterprises/article/1697262/ete...
Ολόκληρο το άρθρο:
https://www.euro2day.gr/news/enterprises/article/1697262/ete...
Proposed translations
45 mins
41 mins
rescinded (or terminated) loans/in deep arrears
See:
https://www.wordreference.com/gren/καταγγέλλω
https://www.google.com/search?hl=en&biw=1366&bih=655&ei=vIB3...
https://www.google.com/search?hl=en&biw=1366&bih=655&ei=tn93...
https://www.google.com/search?hl=en&source=hp&ei=5Xt3XciCGs_...
--------------------------------------------------
Note added at 55 mins (2019-09-10 11:12:03 GMT)
--------------------------------------------------
A better and much more common alternative of “in deep arrears” is “deeply in arrears”, see:
https://www.google.co.uk/search?q="deeply in arrears"&ei=QoR...
https://www.wordreference.com/gren/καταγγέλλω
https://www.google.com/search?hl=en&biw=1366&bih=655&ei=vIB3...
https://www.google.com/search?hl=en&biw=1366&bih=655&ei=tn93...
https://www.google.com/search?hl=en&source=hp&ei=5Xt3XciCGs_...
--------------------------------------------------
Note added at 55 mins (2019-09-10 11:12:03 GMT)
--------------------------------------------------
A better and much more common alternative of “in deep arrears” is “deeply in arrears”, see:
https://www.google.co.uk/search?q="deeply in arrears"&ei=QoR...
5 hrs
defaulted loans/deeply in arrears
.....
--------------------------------------------------
Note added at 8 hrs (2019-09-10 18:41:08 GMT)
--------------------------------------------------
What Does it Mean to Default on a Loan? What Happens ...
https://www.valuepenguin.com › loans › what-does-it-mean-to-default-on-...
Defaulting on a loan happens when repayments aren't made for a certain period of time. When a loan defaults, it is sent to a debt collection agency whose job is to contact the borrower and receive the unpaid funds.
What is a Defaulted Loan? · What Happens When You ... · For Student Loans
Default (finance) - Wikipedia
https://en.wikipedia.org › wiki › Default_(finance)
In finance, default is failure to meet the legal obligations (or conditions) of a loan, for example when a home buyer fails to make a mortgage payment, or when a ...
Default Loan - My Sort Of Loan
https://www.mysortofloan.co.uk › loans-for-bad-credit-uk › default-loan
Default Loan. If you have taken out a loan, credit card, store card, overdraft or finance agreement in the past and unfortunately have not been able to keep up the ...
--------------------------------------------------
Note added at 8 hrs (2019-09-10 18:42:28 GMT)
--------------------------------------------------
xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
--------------------------------------------------
Note added at 8 hrs (2019-09-10 18:42:46 GMT)
--------------------------------------------------
AIB hints at further loan sale to tackle 'deep long-term arrears'
https://www.irishtimes.com › business › financial-services › aib-hints-at-fur...
11 Apr 2019 - “AIB is still carrying a large chunk of deep long-term arrears that simply must be reduced by year end,” Mr Hunt, who succeeded Bernard Byrne ...
Arrear - definition, etymology and usage, examples and ...
www.finedictionary.com › Arrear
And run deep arrears; Yet all thy burdens on his back. Thy Husband always bears. "The Believer's Jointure : Chapter I." by Ralph Erskine. The angry nations fret ...
Number of Irish homeowners in deep mortgage arrears rises ...
https://uk.reuters.com › article › ireland-cenbank-arrears › number-of-irish...
13 Jun 2019 - The number of Irish homeowners in deep arrears of two years or more rose slightly in the first quarter to account for 45% of all borrowers behind ...
--------------------------------------------------
Note added at 8 hrs (2019-09-10 18:44:15 GMT)
--------------------------------------------------
Central Bank study show that 40%*** in deep arrears*** not engaging with ...
https://www.askaboutmoney.com › threads › central-bank-study-show-that...
6 Dec 2017 - Central Bank study issued today: An Economic Letter entitled Borrower-lender engagement during the Irish mortgage arrears crisis looks at the ..
--------------------------------------------------
Note added at 8 hrs (2019-09-10 18:41:08 GMT)
--------------------------------------------------
What Does it Mean to Default on a Loan? What Happens ...
https://www.valuepenguin.com › loans › what-does-it-mean-to-default-on-...
Defaulting on a loan happens when repayments aren't made for a certain period of time. When a loan defaults, it is sent to a debt collection agency whose job is to contact the borrower and receive the unpaid funds.
What is a Defaulted Loan? · What Happens When You ... · For Student Loans
Default (finance) - Wikipedia
https://en.wikipedia.org › wiki › Default_(finance)
In finance, default is failure to meet the legal obligations (or conditions) of a loan, for example when a home buyer fails to make a mortgage payment, or when a ...
Default Loan - My Sort Of Loan
https://www.mysortofloan.co.uk › loans-for-bad-credit-uk › default-loan
Default Loan. If you have taken out a loan, credit card, store card, overdraft or finance agreement in the past and unfortunately have not been able to keep up the ...
--------------------------------------------------
Note added at 8 hrs (2019-09-10 18:42:28 GMT)
--------------------------------------------------
xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
--------------------------------------------------
Note added at 8 hrs (2019-09-10 18:42:46 GMT)
--------------------------------------------------
AIB hints at further loan sale to tackle 'deep long-term arrears'
https://www.irishtimes.com › business › financial-services › aib-hints-at-fur...
11 Apr 2019 - “AIB is still carrying a large chunk of deep long-term arrears that simply must be reduced by year end,” Mr Hunt, who succeeded Bernard Byrne ...
Arrear - definition, etymology and usage, examples and ...
www.finedictionary.com › Arrear
And run deep arrears; Yet all thy burdens on his back. Thy Husband always bears. "The Believer's Jointure : Chapter I." by Ralph Erskine. The angry nations fret ...
Number of Irish homeowners in deep mortgage arrears rises ...
https://uk.reuters.com › article › ireland-cenbank-arrears › number-of-irish...
13 Jun 2019 - The number of Irish homeowners in deep arrears of two years or more rose slightly in the first quarter to account for 45% of all borrowers behind ...
--------------------------------------------------
Note added at 8 hrs (2019-09-10 18:44:15 GMT)
--------------------------------------------------
Central Bank study show that 40%*** in deep arrears*** not engaging with ...
https://www.askaboutmoney.com › threads › central-bank-study-show-that...
6 Dec 2017 - Central Bank study issued today: An Economic Letter entitled Borrower-lender engagement during the Irish mortgage arrears crisis looks at the ..
18 mins
denounced loans / loans in serious arrears
https://www.google.com/search?client=firefox-b-d&q="denounce...
https://www.google.com/search?client=firefox-b-d&q="loans in...
--------------------------------------------------
Note added at 27 mins (2019-09-10 10:43:28 GMT)
--------------------------------------------------
Το "in deep arrears" υπάρχει αλλά έχει πολύ περιορισμένη χρήση.
--------------------------------------------------
Note added at 20 hrs (2019-09-11 06:48:11 GMT)
--------------------------------------------------
Denounced loans Denounced loan, as used, for example, in the Greek NPL context, means that the loan contract has been terminated by the lender and such termination has been notified to the borrower.
Guidance to banks on non-performing loans - https://www.bankingsupervision.europa.eu/ecb/pub/pdf/guidanc...
Denounced loans are loans which their contract has been called on by the lender and the denouncement has been properly announced to the debtor.
Reporting Instructions - https://www.bankofgreece.gr/BogDEPSData/ECA_47_2015_Instruct...
Για τα δάνεια σε καθυστέρηση χρησιμοποιείται και ο όρος deeply delinquent:
a significant part of deeply delinquent, denounced NPEs
https://www.capital.gr/english/3329750/eurobank-and-grivalia...
https://www.google.com/search?q="deeply delinquent"&sourceid...
https://www.google.com/search?client=firefox-b-d&q="loans in...
--------------------------------------------------
Note added at 27 mins (2019-09-10 10:43:28 GMT)
--------------------------------------------------
Το "in deep arrears" υπάρχει αλλά έχει πολύ περιορισμένη χρήση.
--------------------------------------------------
Note added at 20 hrs (2019-09-11 06:48:11 GMT)
--------------------------------------------------
Denounced loans Denounced loan, as used, for example, in the Greek NPL context, means that the loan contract has been terminated by the lender and such termination has been notified to the borrower.
Guidance to banks on non-performing loans - https://www.bankingsupervision.europa.eu/ecb/pub/pdf/guidanc...
Denounced loans are loans which their contract has been called on by the lender and the denouncement has been properly announced to the debtor.
Reporting Instructions - https://www.bankofgreece.gr/BogDEPSData/ECA_47_2015_Instruct...
Για τα δάνεια σε καθυστέρηση χρησιμοποιείται και ο όρος deeply delinquent:
a significant part of deeply delinquent, denounced NPEs
https://www.capital.gr/english/3329750/eurobank-and-grivalia...
https://www.google.com/search?q="deeply delinquent"&sourceid...
Discussion
https://www.google.com/search?&q="σε αθέτηση" "defaulted"
Αντίθετα, σε μια μελέτη της Black Rock για την Τράπεζα της Ελλάδος, defaulted και denounced χρησιμοποιούνται για να δηλώσουν διαφορετικά πράγματα.
https://www.bankofgreece.gr/BogEkdoseis/Asset Quality Review...
https://www.google.com/search?&q="denounced loans" site:gr
This is the General/Normal practice in the UK, having in mind the British Financial/Banking System in the UK could/is different to the Greek comparable System.
- Χωρίς Υπαγωγή σε Πτωχευτική Διαδικασία [Not Under Bankruptcy Procedures] - Χωρίς Διακανονισμό [Without Settlement]. Είναι οι καταγγελμένες απαιτήσεις που δεν έχουν υπαχθεί σε πτωχευτική διαδικασία και για τις οποίες δεν έχει γίνει κάποιος διακανονισμός.
- Χωρίς Υπαγωγή σε Πτωχευτική Διαδικασία [Not Under Bankruptcy Procedures]-Σε Διακανονισμό [Under Settlement]. Είναι οι καταγγελμένες απαιτήσεις που δεν έχουν υπαχθεί σε πτωχευτική διαδικασία, αλλά έχει γίνει διακανονισμός με το δανειολήπτη, σύμφωνα με τον οποίο προβαίνει σε τακτές προσυμφωνημένες πληρωμές προς το ΠΙ ή άλλο υπόχρεο υποβολής. Αν ο δανειολήπτης δεν τηρήσει τους όρους του διακανονισμού για διάστημα μεγαλύτερο των τριών μηνών τότε θα πρέπει να κατατάσσεται στην κατηγορία Χωρίς Υπαγωγή σε Πτωχευτική Διαδικασία –Χωρίς Διακανονισμό.
- Υπό Πτωχευτική Διαδικασία [Under Bankruptcy Procedures] Είναι οι καταγγελμένες απαιτήσεις έναντι φυσικών και νομικών προσώπων που έχουν υπαχθεί σε πτωχευτική διαδικασία.
Καταγγελμένες Απαιτήσεις [Denounced Loans]. Ως καταγγελμένες απαιτήσεις θεωρούνται τα δάνεια των οποίων η σύμβαση έχει καταγγελθεί από τον δανειοδότη και η καταγγελία αυτή έχει γνωστοποιηθεί στο δανειολήπτη. Η στήλη αυτή δεν συμπληρώνεται (εκτός από την κατηγορία «Εξασφαλίσεις») καθώς προκύπτει από το άθροισμα των τριών (3) υποκατηγοριών της κατηγορίας F που αναλύονται στη συνέχεια. Διευκρινίζεται ότι τα δάνεια για τα οποία έχει γίνει αίτηση για υπαγωγή σε πτωχευτική διαδικασία αλλά εκκρεμεί η τελεσίδικη δικαστική απόφαση θεωρούνται δάνεια «Χωρίς Υπαγωγή σε Πτωχευτική Διαδικασία».
- https://www.bankofgreece.gr/BogDEPSData/ΠΕΕ_47_2015_Οδηγίες_...
What you are saying about 'default' is correct.
However, the word in question here is not 'defaulted loan' but 'καταγγελμένο δάνειο', which, to my way of thinking is different as it implies that legal proceedings have been taken to recover the loan. In other words you can have a defaulted loan that is not (yet) καταγγελμένο