Glossary entry (derived from question below)
English term or phrase:
decline living annuitant commutation rider (US AmE)
Spanish translation:
endoso de no desembolso (cancelacón) de la renta vitalicia (capital global) durante la vida del rentista/ beneficiario
English term
Argentina
Sólo por hoy... trabaja duro
Native in: Spanish (Variant: Argentine) 
Works in: English to Spanish
decline living annuitant commutation rider
| 3 +1 | endoso de Póliza de no desembolso de la renta vitalicia capital global durante la vida del rentista |
Adrian MM.
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Jul 6, 2022 15:52: Adrian MM. Created KOG entry
Jul 6, 2022 15:57: Adrian MM. changed "Edited KOG entry" from "<a href="/profile/2688125">Adrian MM.'s</a> old entry - "decline living annuitant commutation rider (US AmE) "" to ""endoso de Póliza de no desembolso de la renta vitalicia (capital global) durante la vida del rentista / beneficiario""
Proposed translations
Austria
Retd.T&I, Barrister & Austro-Advokat
Native in: English (Variants: Scottish, British)
Works in: Spanish to English, English to Spanish, French to English, and 5 more.
endoso de Póliza de no desembolso de la renta vitalicia capital global durante la vida del rentista
'Para poder contratar el seguro *Renta Vitalicia Capital* debes ser mayor de 55 años y menor de 85' https://www.bankinter.com/banca/ahorro-inversion/jubilacion/...
Decline (rechazo etc.) in the UK would be ambiguous for declining-health and reverse the meaning to payout of the annuity during the annuitant's lifetime. At any rate, the ambigutiy would - by established insurance law convention - be construed 'contra proferentem' > against the insurer if the case is litigated.
Anexo o endoso Documento que se adjunta al contrato de seguro (Póliza), para consignar alguna modificación o realizar alguna aclaración en su contenido, pero sin afectar las demás condiciones del contrato. El anexo debe ser firmado por los contratante
Commuted payout rider. Commuted payout riders allow for lump-sum withdrawals in the early years of your annuity contract, up to a certain percentage of the annuity amount.
http://www.annuity.org/annuities/riders/
http://www.proz.com/kudoz/english-to-spanish/law-contracts/3332092-rider.html
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Andrew Bramhall
: Seems awfully wordy
1 hr
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Yawn ! Yes the AmE original does. Otherwise, you haven't got a clue.
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Luis M. Sosa
: endoso (de Póliza) de cancelacón de desembolso de la renta vitalicia (capital global) durante la vida del rentista. What's in brackets is a little redundant. Beneficiario I thinks does a better job than rentista (in Spansih close friend to rent seeker).
7 hrs
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Gracias, Luis, & thanks. Your ideas now in the glossary entry. Only thing is beneficiaro to me doubles as a nominated benefiiciary, whereas annuitant doesn't//I wasn't keen on Robb's 3rd entry of 'rentista' either, but cf. an 'usufructuario vitalicio'.
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Discussion
https://www.econlib.org/library/Enc/RentSeeking.html
https://www.bivica.org/file/view/id/4303
https://corporatefinanceinstitute.com/resources/knowledge/ec...