Disponent bankovního účtu

English translation: account holder's agent

09:26 Jan 19, 2022
Czech to English translations [PRO]
Law/Patents - Law (general) / Vital records
Czech term or phrase: Disponent bankovního účtu
Zdravím, nevím, jak přeložit výše zmíněný termín. Děkuji za pomoc.
Radka Hajkova
Local time: 17:26
English translation:account holder's agent
Explanation:
You'll find variations on this, all (or most) with "agent".

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Note added at 13 mins (2022-01-19 09:40:56 GMT)
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"An account holder can authorize another person – an agent – to perform various account operations on his or her behalf. The account holder authorizes an agent to perform certain operations in a power of attorney.
Prerequisites
The account holder has prepared a power of attorney and taken it to the bank so that the bank can accept the account operations that the agent wants to perform.
Process
The account holder’s agent goes to the bank ..."
https://help.sap.com/viewer/372b9754aace462e90c8108efc4b797c...
Selected response from:

Stuart Hoskins
Local time: 17:26
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
3account holder's agent
Stuart Hoskins
3bank account signatory
Petr Kedzior
3person with the right to use the account
Ivan Šimerka


  

Answers


11 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
account holder's agent


Explanation:
You'll find variations on this, all (or most) with "agent".

--------------------------------------------------
Note added at 13 mins (2022-01-19 09:40:56 GMT)
--------------------------------------------------

"An account holder can authorize another person – an agent – to perform various account operations on his or her behalf. The account holder authorizes an agent to perform certain operations in a power of attorney.
Prerequisites
The account holder has prepared a power of attorney and taken it to the bank so that the bank can accept the account operations that the agent wants to perform.
Process
The account holder’s agent goes to the bank ..."
https://help.sap.com/viewer/372b9754aace462e90c8108efc4b797c...

Stuart Hoskins
Local time: 17:26
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 255
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1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5
bank account signatory


Explanation:
I believe "Disponent bankovního účtu" includes every person who can authorize transactions on that account, including the account holder, if an individual.

See e.g. here: https://incorporated.zone/authorized-signatory/#Signatory_on...

Example sentence(s):
  • At the Jacobs Law, we can help in drafting a Bank Account Signatory Contract and Delegation of Authority Contract for your agents and employees, to ensure that you and the company will be protected from liability if this occurs.

    https://thejacobslaw.com/do-you-know-your-bank-signatories/
Petr Kedzior
Czech Republic
Local time: 17:26
Specializes in field
Native speaker of: Czech
PRO pts in category: 24

Peer comments on this answer (and responses from the answerer)
neutral  Stuart Hoskins: You raise an interesting point, Petr, but from what I have found Czech banks make a distinction between majitel and disponent, e.g. https://www.moneta.cz/-/disponent-k-uctu
33 mins
  -> Thanks, Stuart, I have checked and "signatory" actually seems to be different from account holder, too. https://www.lawinsider.com/dictionary/account-signatory
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11 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
person with the right to use the account


Explanation:
osoba s právem používat účet

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Note added at 11 h (2022-01-19 20:43:44 GMT)
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nebo
person having disposal of the account

Ivan Šimerka
Czech Republic
Local time: 17:26
Works in field
Native speaker of: Native in CzechCzech
PRO pts in category: 32
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