Endosso sem Movimento

22:46 Mar 27, 2019
Portuguese to English translations [PRO]
Bus/Financial - Insurance
Portuguese term or phrase: Endosso sem Movimento
Endosso sem Movimento: usado quando a modificação efetuada não resulta em qualquer alteração de prêmio ou taxa. Exemplo: endosso de alteração ou retificação do nome do segurado.

Alguma sugestão para traduzir o termo para o inglês?
Carina Cabral
Brazil
Local time: 01:53


Summary of answers provided
3 +1change of insured rider
Charles R. Castleberry
3endorsement without previous claim(s)
Mario Freitas
3endorsement without premium raise
Oliver Simões


  

Answers


2 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
change of insured rider


Explanation:
A Change of Insured Rider lets you change who's insured on the life insurance policy.

https://www.google.com.br/search?hl=en&authuser=0&ei=YR6cXNn...

Charles R. Castleberry
United States
Local time: 23:53
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 32

Peer comments on this answer (and responses from the answerer)
agree  Tereza Rae
1 hr
  -> I appreciate it, Tereza

neutral  Oliver Simões: I'm confused. Your source states that "changing who's insured may cause a taxable event"; however, the original seems to be saying something different. Can you please clarify?
10 hrs
  -> não resulta em qualquer alteração de prêmio ou taxa (in the relationship between the policy holder and the insurer). Taxation/imposto seems to be a relationship with the government
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5 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
endorsement without previous claim(s)


Explanation:
Considerando-se que "movimento" em uma apólice de seguro seria o uso por sinistro ou outro serviço qualquer oferecido, supõe-se que sejam "claims" em inglês.

Mario Freitas
Brazil
Local time: 01:53
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 93
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12 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
endorsement without premium raise


Explanation:
I would stick to the original text instead of trying to interpret or reword it. Literal is safer in this case.

"An insurance endorsement is an amendment or addition to an existing insurance contract which changes the terms or scope of the original policy. Endorsements may also be referred to as riders. An insurance endorsement may be used to add, delete, exclude or otherwise alter coverage." - https://www.thebalance.com/insurance-endorsement-or-rider-26...

This page talks about premium raise: https://www.thewiseinsuranceagency.com/homeowners-insurance/...

Oliver Simões
United States
Local time: 21:53
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 8
Notes to answerer
Asker: This is the point. There has been a cange to the interest rate, but no change to premium. I decided to translate it as "Endorsement with no premium change". Thanks

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