Apr 9, 2010 07:23
14 yrs ago
46 viewers *
French term

Garanties de prévoyance

French to English Bus/Financial Insurance
Context is life insurance.

Le bénéfice de la garantie de prévoyance n’est accordé que si l’(les) Assuré(s) est (sont) âgé(s) de plus de 12 ans et de moins de 75 ans.

Discussion

writeaway (asker) Apr 9, 2010:
explanation in French found on www Assurance-vie:
Les principales garanties de prévoyance
Lors du décès de l’assuré, la compagnie d’assurance verse la somme correspondante à la valeur de rachat (qui fluctue en fonction de l’évolution des marchés financiers) au bénéficiaire. En conséquence, cette valeur de rachat peut être inférieure aux versements nets réalisés par l’assuré. Afin de contrecarrer ce risque, il est donc nécessaire de souscrire une garantie de prévoyance.
http://assurance-vie.lesdossiers.com/fiches-pratiques/garant...

Proposed translations

+1
3 hrs
Selected

benefit protection

Thank you to other posters and to Carruthers for pointing out my misreading of what this is about. The "garantie de prévoyance" is a built-in protection to make up for any shortfall in the death benefit payable under the life insurance policy as a result of the vagaries of the market. Google suggests there is quite a lot of support for "benefit protection"; given the context, "death benefit protection" could be appropriate.
Note from asker:
What can I say-thanks a lot for putting all of the pieces of the puzzle together.
Peer comment(s):

agree Carruthers (X) : was sure you had the right term somewhere in your head; again, not my field.
3 mins
Thanks
Something went wrong...
4 KudoZ points awarded for this answer. Comment: "I used death benefit protection and unfortunately, points can only be awarded to 1 person. Like you, I am also very grateful for the help offered by the other 2 answerers. Thanks again for putting the puzzle together. "
+2
1 hr

guaranteed benefits

"For example, life assurance companies now offer many products with guaranteed benefits (e.g. variable annuities, with-profits funds) and these expose them ..."
www.bfinance.co.uk/content/view/11691/1000243/ -

"The Secure Capital Option carries an additional annual
management charge known as the Guarantee Charge to cover
the cost of providing the guaranteed benefits."
http://www.regent-on-line.com/sponsors/uploaded_docs/36/BOND... (page 5)
Note from asker:
Thanks for your help Barbara.
Thanks again Barbara. I ended up using Rob's suggested 'death benefit protection' but I appreciate your helpful input. another time when splitting the points would have been the best option
Peer comment(s):

agree Rob Grayson : Yes, this is on the right lines – sorry for my earlier misreading!
2 hrs
Thanks Rob
agree Chris Hall
3 hrs
Thanks Chris
Something went wrong...
1 hr

provision for the future insurance protection

prevoyance = provision for the future

garantie = cover/coverage/insurance protection


Note from asker:
Thanks for your help Mimi. Protection was definitely on the right track.
Thanks Mimi. Your input was very helpful and a 3-way split of the points would have been the best option.
Something went wrong...
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