Glossary entry (derived from question below)
Spanish term or phrase:
Banca de reserva fraccionaria
English translation:
fractional reserve banking
Spanish term
English-Spanish Translator/Interpreter
Native in: Spanish (Variants: Puerto Rican, Cuban, Latin American, Standard-Spain) 
Works in: English to Spanish, Spanish to English, Spanish, and 1 more.
Banca de reserva fraccionaria
| 4 +4 | fractional reserve banking |
patinba
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Dec 3, 2019 12:21: patinba changed "Level" from "Non-PRO" to "PRO"
PRO (3): neilmac, AllegroTrans, patinba
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Proposed translations
fractional reserve banking
Fractional-reserve banking is the most common form of banking practised by commercial banks worldwide.[1] It involves banks accepting deposits from customers and making loans to borrowers, while holding in reserve only a fraction of the bank's deposit liabilities.[2] Bank reserves are held as cash in the bank or as balances in the bank's account at the central bank. The minimum amount that banks are required to hold in liquid assets is determined by the country's central bank, and is called the reserve requirement or reserve ratio. Banks usually hold more than this minimum amount, keeping excess reserves.
| agree |
philgoddard
: I never knew it had a name.
1 hr
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Me neither! Thanks
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neilmac
: Maybe easy to find, but it's still all Greek to me… :)
3 hrs
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Thank you!
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Luis M. Sosa
: Or else, simply put, commercial banking.
23 hrs
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| agree |
Enrique Soria
2 days 11 hrs
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Discussion